Travel insurance against death in Europe

Travel insurance against death in Europe - Architectural Photography of Building

Generally, does travel insurance cover death? (I mean such that the beneficiary would get a lump sum, €100,000 or whatever you signed up for, in the case of accidental death while on the holiday.) If not true in general, is such a thing available at all and if so, where can it be found?



Best Answer

Some Travel Insurances do cover death. However it's likely possible that not all types of travel insurances cover it.

For some personal experience, my travel insurance covers a large amount in case of death, but my insurance is a student travel insurance valid for one year.

In case of smaller duration of travel, it's probably unlikely to be mentioned separately but I am certain both kinds of plans are available.

As of now I'm unable to find specific examples for you because that depends on a couple of factors such as your citizenship, country of travel etc.




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What travel insurance covers death?

Travel insurance will only cover you for the unexpected illness or death of a close family member. This means that if they had a medical condition when you took out your policy that was related to their death, you wouldn't be covered.

What travel insurance will not cover?

Losses due to venereal disease, AIDS virus, pregnancy (except complications of pregnancy), or abortion. Losses due to mental, psychological, or nervous disorders including anxiety, depression, neurosis or psychosis. Losses due to nuclear radiation or radioactive contamination.

Which countries are covered by European travel insurance?

Which countries does European travel insurance cover?
  • Andorra.
  • Iceland.
  • Liechtenstein.
  • Monaco.
  • Norway.
  • San Marino.
  • Switzerland.
  • Turkey.


Does travel insurance cover countries on the amber list?

It depends on the FCDO advice (which differs from the government's traffic light list). If you have booked travel to an amber country and the FCDO advises against travel to the destination you will be unable to take out a travel insurance policy.



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