Travel health insurance in Europe that does not require European Health Insurance Card
I was looking for a new travel insurance policy recently for travel within Europe and what I was never aware of is that many insurance policies require you to have an European Health Insurance Card (EHIC) for the cover to be valid. I have looked at quite a few policies and this does appear to be the case. Two questions:
- Is is mandatory to carry an EHIC to be admitted to a hospital? The wording in policies seems to be confusing as they say excess will be waived in case an EHIC is used. But if I'm willing to pay the excess amount, am I still covered otherwise?
- Are there travel insurance policies that do NOT require an EHIC to be carried for the policy to be valid?
(Yes I know an EHIC is free to apply for but I wanted to get a travel insurance that would work without it, just in case I am not carrying / don't have an EHIC on me.)
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Can I travel in Europe without health insurance?
There is no question that if you are travelling to a country where you would have to bear the full cost of any medical treatment \u2013 and that includes most countries outside Europe, including the US, Canada, Thailand and Turkey \u2013 then travel insurance covering you for medical expenses and repatriation is a must.Can I get health insurance in Europe?
How Some Healthcare in Europe is Similar to the U.S. Healthcare System Under the Affordable Care Act. the government. Citizens are free to purchase insurance through whatever company they choose.Do I need an EHIC card for Spain?
When you travel to Spain you should have either: a European Health Insurance Card ( EHIC ) a UK Global Health Insurance Card (GHIC) travel insurance with appropriate healthcare cover.What insurance do I need for Europe?
If you're travelling to Europe for work purposes, then a business travel policy will suit you. It includes everything you'd find in standard travel insurance - like medical, cancellation and luggage cover.EUROPEAN HEALTH INSURANCE CARD | EHIC | A QUICK GUIDE
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