Should I mention I own a car in my visa cover letter? Should I include monthly car payments in my monthly spending?
I want to submit my UK visa application this week.
In October I paid about 20% of the car's price and November 1st was the first car installment payment. I don't think I will include this 20% payment as every month's spending because it's a one time thing. But should I include the installments as monthly spending? I don't know how much I will spend each month because November is not over yet.
I submitted bank statements from August to October, should I also include bank statements from November until now?
Best Answer
Having a car payment (or not) is highly unlikely to be material to your visa application. They're really looking for two things: Do you have a stable income that lets you afford the trip to the UK? Do you have strong ties to your home country so you leave after the trip is over? Having a partly paid car at home is mildly useful, but it's not going to make or break your visa.
The only reason you might want to mention the car is if the 20% down payment makes your October cash flow deeply negative. If so, you should note that this was a one-off and the following monthly payments are affordable for you.
This epic answer goes into much more detail about this general topic: Should I submit bank statements when applying for a UK Visa? What do they say about me?
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Is cover letter necessary for UK visa?
Is a cover letter mandatory for UK visa? No. A cover letter is not mandatory for UK visa. It's not even a document in the documents checklist for UK visa.What is covering letter for US visa?
A cover letter may be included by a B2 visa applicant when applying for a visitor's visa. This cover letter will act as a table of contents of what's included in your submission package. The cover letter could include information like the reason for travel, intent to return back to the home country after a short trip.What do I need for UK visa?
You should submit the following documents to apply for a UK visa:How to Write A COVER LETTER for a Tourist Visa Application
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