Rental Car Insurance in Jamaica

My trusty Visa card has insured all my rental-cars. It seems that Jamaica is problematic and Visa will not be insured. Based on my reading and Google search, I am under the impression that the situation in JA is such that no credit card will insure rental cars there. Is this correct?

Are there any other alternatives to buying insurance at the local rental-car station? (it doubles the cost of the rental).

UDPATE

Statefarm insurance did not have a product and I bought insurance from Island rental cars. Drivers in Jamaica are notorious for their decision making and I would not expect the other drivers to be able to pay for damage they would inflict.

Best Answer

My suggestion is to hire a charter taxi. The driver will:

keep you safe security-wise
safe on the roads (out of potholes and tire repair places)
make sure you don't get charged too much (they will get a "drink" aka kickback from some places, part of how Jamaica works)
likely not cost as much as car insurance

Pictures about "Rental Car Insurance in Jamaica"

Rental Car Insurance in Jamaica - Side view of content elderly male in suit and outerwear sitting in front seat of contemporary automobile and looking away

Rental Car Insurance in Jamaica - Parked Red and White Bicycles

Rental Car Insurance in Jamaica - Ambulance driving along road in sunny city

Should I pay for car insurance on a rental car?

No, you do not need insurance to rent a car because rental companies have their own insurance. Rental car companies usually provide minimum liability coverage only, so if you don't have personal insurance, you'll probably want to purchase extra rental car insurance through the rental company.

Should you get a rental car in Jamaica?

How much does car insurance cost in Jamaica?JamaicaNational AverageAll Coverage Before Jerry$4,947$2,855All Coverage After Jerry$3,750$1,946Minimum Coverage Before Jerry$4,966$2,726Minimum Coverage After Jerry$3,806$1,6262 more rows

How much is car insurance in Jamaica?

You do not need an International Driving Permit. U.S. residents do not need to get an International Driving Permit to drive in Jamaica. All you need is a valid state-issued driver's license to rent a car for up to three months.

I MADE A $54k MISTAKE | Rent A Car In Jamaica: What No One Told Me

Sources: Stack Exchange - This article follows the attribution requirements of Stack Exchange and is licensed under CC BY-SA 3.0.

Images: Mikhail Nilov, Andrea Piacquadio, Carlos Pernalete Tua, Mathias Reding