Non-owner car liability insurance companies in the US
I am going to rent a car for four days in the US (Colorado) and I need liability insurance. I am European and I don't own any car, so I don't have any liability insurance. My credit card covers CDW and LDW.
I can hire the liability insurance at the counter of the rental company, but I guess it is not cheap. Is there any company that offers this insurance for rental cars for some days only?
After some time searching the Internet I could only find Geico and Progressive, but they offer it for a full year.
Best Answer
I know a guy who bought less than a year's worth from Dairyland Insurance.
I can't address how good they are.
Dairyland Insurance requires that you reside in the United States of America for at least 10 months out of the year.
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Can a car be insured by someone who is not the owner?
Non-owner car insurance is purchased on a per-person basis, so only you will be covered by a policy, not your spouse or anyone else. Typically, non-owner policies have no deductible, meaning you don't have to pay any money yourself before coverage kicks in.Does USAA have non-owner car insurance?
Yes, USAA offers non-owner car insurance for people who do not have access to a household car. USAA non-owner car insurance is a good investment for drivers who frequently borrow or rent cars, or those who need to file an SR-22 or FR-44 with their state to prove they have insurance.Non-Owner Car Insurance
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Answer 2
You could check with local-to-you European insurers to see if they can sell you liability insurance for cars you rent in the USA. British Columbians who do not own cars can purchase rental car liability insurance in BC for cars rented in the USA. I don't see why Europeans couldn't do the same.
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