Low cost travel money cards when travelling overseas from Australia

Low cost travel money cards when travelling overseas from Australia - Top view of crop unrecognizable traveler with magnifying glass standing over world map made of various coins on gray background

When I travel overseas, I generally don't like to carry too much cash. Historically I've used a travel money card, which allowed me to buy a certain number of US/Canadian/other country dollars loaded onto a Mastercard before leaving Australia. Specifically, the Commonwealth Bank Travel Money Card.

I haven't had too much trouble with explicit fees on this travel card, but there's the implicit fee of a less than inspiring exchange rate that they give when loading the card. Also when I get back to Australia and want to cash out what's left, I'm hit again by a less than inspiring exchange rate. So I am interested, either in cards specifically designed for Australians travelling internationally or some other general international travel money card that is low cost. And by that I mean, the provider doesn't build in a huge profit margin on the exchange rate and other fees are kept to a minimum.

Can anyone recommend a good low cost travel money card?






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Which prepaid card is best for international travel?

The Best International Prepaid Debit Cards
  • Wise Multi-Currency Debit Card.
  • Revolut.
  • N26.
  • Ally Bank.
  • NetSpend.


Is it cheaper to use cash or card abroad?

When you exchange cash, you get a significantly worse exchange rate than when you use a card. The difference can be as much as 6%. This is why using a card is better. However, you should not use a credit card to get money out of ATMs.

What is the cheapest way to pay abroad?

According to a study published by MasterCard and TNS Infratest, the answer is clear: The cheapest way to make payments abroad in most cases is to use the bank card in the outlet. On the other hand, withdrawing money from a cash machine or exchanging currency is significantly more expensive.

What is the best Australian travel card?

Top 14 Travel Money Cards for Australians Going Overseas in 2022
  • Wise Travel Card - Best Exchange Rates.
  • Revolut - Best for Low Fees.
  • Bankwest Breeze Platinum - Best Credit Card.
  • ING Everyday Orange Travel Card - Best for ATM withdrawals overseas.
  • HSBC Everyday Global Travel Card - Best Travel Card by Bank.




Is a prepaid travel money card right for your overseas trip?




Sources: Stack Exchange - This article follows the attribution requirements of Stack Exchange and is licensed under CC BY-SA 3.0.

Images: Monstera, Monstera, Karolina Grabowska, Karolina Grabowska