Insurance for connecting flight on separate bookings

Insurance for connecting flight on separate bookings - Crop businessman giving contract to woman to sign

I found a connection that would save me several hundred dollars to build my own connection with two plane tickets. First flying on Delta and then onward on JetBlue to reach my destination. I know its a good idea to plan extra time for the DIY connection. Is there also insurance that'd cover rebooking the second flight if I miss it due to a major delay on the first leg?



Best Answer

Yes and no. There are many companies that are happy to sell you travel insurance. However all of these have different "terms and condition" that describe in excruciating detail what is covered and what is not. They can be very hard to read and understand and they typically include a long list of "exclusions" and "exceptions". The insurance companies want to make money and do they primarily insure against cases that are rare or unlikely to happen.

Here is a typical example: https://www.allianztravelinsurance.com/product-details#/International/1 . Coverage for missed connection is stated as

"Reimburses expenses resulting from a covered delay that causes you to miss your scheduled flight or cruise."

But it only covers up to $800 and it's vague on what a "covered" delay is. The only way to find out is by carefully studying the terms and conditions during check out.




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What if you have connecting flight with different airline?

In cases where the connecting flight is one another airline or another terminal, passengers must go through a security and baggage check once again before you get on board the connecting flight to reach your destination.

Can you link two separate flights with the same airline?

A: It depends, but the general rule is NO. Some airlines will through check baggage onto separately ticketed flights, but some won't (even if both tickets are with the same airline). Some airlines will take pity if your delay is due to them, but others don't.

When you buy two plane tickets will they be together?

If you purchase multiple tickets in a single transaction, the price will be the same for each of the tickets. If not enough of the lowest-cost seats are available, you'll pay a higher cost for all of the seats. Buy the tickets one at a time to make sure you get all of the lowest-cost seats available.

What is considered a legal connection between flights?

A legal connection is a term of art that really means a permissible connection. Each airport has a set amount of connecting time that's considered necessary to transfer from one flight to another.



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