Insurance and car rental in US

Insurance and car rental in US - From above electronic calculator and notepad placed over United States dollar bills together with metallic pen for budget planning and calculation

I'm going to rent a car in California for a week soon and was wondering whether to purchase insurance along with the rental. Some sources, eg Should I purchase rental car insurance? What protection does my credit card provide? say I do need it, while a friend of mine claims the agency is by the law obliged to insure you and what you purchase is only additional insurance. I haven't been able to get too much additional information from the place I'm going to rent from. Can anybody give me a more informed answer?






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Do rental cars come with insurance USA?

If you don't already own a car with insurance, rental companies automatically cover the bare minimum in your state. However, if you want more protection, or if you are traveling abroad or for business purposes, you might need to get rental car insurance.

How does car rental insurance work in USA?

Insurance for your rental car is often included by your personal car insurance policy for your own vehicle. Sometimes it is also covered by credit card providers, and existing travel insurance policies. You will need to find out if you are covered by any of these sources before you arrive to collect your vehicle.

Should I add car rental to my insurance?

The Bottom Line. If you don't want to pay for the cost of a rental out of pocket in the event of damage done to your vehicle, adding rental reimbursement to your insurance for a low monthly premium may be a good choice.



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