How to get travel insurance for a trip beginning in India and ending in the UK

I am a UK citizen who has been working in India for the last year. When my contract ends I am going to travel from India to Nepal and then back to India over the next two months, before flying back to the UK where I will take permanent residence.

I want travel insurance (especially health insurance) for this trip, however all UK policies I have found require the trip to start and end in the UK and all Indian policies require you to be living in India, which I am currently but won't be from the point at which my trip starts.

Does anyone know of a travel insurance company that will cover me in this strange situation?

Best Answer

I think key to the answer is "where I will take permanent residence." The moment you arrive in the UK you are technically still a resident of India. This will remain up until you take permanent residency in the UK. Just make sure your insurance applies up until that date, preferably some days after arriving in the UK just to be on the safe side.

If you need to deregister with the Indian authorities, simply ask to be deregistered on a future date. When I did this twice, this was possible.

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How to get travel insurance for a trip beginning in India and ending in the UK - Picturesque scenery of wild river flowing among rough rocky mountains near old Buddhist Bardan Gompa monastery against foggy sky

How to get travel insurance for a trip beginning in India and ending in the UK - Picturesque mountainous valley with ancient Buddhist monastery on cloudy day

How to get travel insurance for a trip beginning in India and ending in the UK - Architectural details of old Hindu temple under cloudy sky

Is travel insurance mandatory for UK from India?

Yes, it is mandatory to have valid medical travel insurance to the UK.

Which travel insurance is best for UK from India?

Reliance offers the best travel insurance for the UK from India with incredible features such as:

Now insure your trip to UK at exciting prices\u200b
International trip/tour Insurance plans covering The United Kingdom.
Varied duration of trips, we cover trips as long as 180 days and even extend up to 365 days.

Can I get travel insurance once I have left the UK?

Freedom Insurance working together with It's So Easy Travel Insurance can offer customers who have already left the United Kingdom an option to still take out an insurance policy. You would need to be a UK passport holder, have unrestricted entry to the UK and be registered with a GP in the UK.

Travel Insurance Tips: 7 Things to Know Before You Buy

Sources: Stack Exchange - This article follows the attribution requirements of Stack Exchange and is licensed under CC BY-SA 3.0.

Images: Godson Bright, Julia Volk, Julia Volk, Rahul Pandit