Foreign bank card fee in Denmark

Foreign bank card fee in Denmark - Person Holding Debit Card

My travel guide says that the use of foreign bank cards in shops in Denmark (restaurants, etc.) is frequently subject to a +2% or +3% “extra charge” for use of foreign card. But the guide is not pretty clear whether it's all card, only debit cards, or only credit cards. And how common it is in Copenhagen, and in what types of shops (small or big)?

Edit: my card is French, and my French guide book says that's considered “foreign” even though it's EU-issued.

Can anyone help explain this extra charge?






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Can I use my debit card in Denmark?

Can I Use A Debit Card In Denmark? If your debit card is linked to Mastercard or Visa, you can use your debit card in Denmark.

Can I use my Visa card in Denmark?

Foreign credit cards (Visa, MasterCard, and American Express) are widely accepted in Denmark, and often are accepted at department stores, restaurants, taxis, and for making travel accommodations.

What cards are accepted in Denmark?

In Denmark, the most commonly accepted credit cards are MasterCard and Visa. Of secondary importance are American Express and Diners Club. Bank Fees for Charge Cards -- For all restaurants in Denmark, there is an assessed bank fee from 3% to 7% on charge cards if the card is not a Danish card.

Does Visa debit charge foreign transaction fees?

The foreign transaction fee consists of two parts: Network fee (or currency conversion fee): This part of the FX fee is charged by the credit card network (Visa or Mastercard, for example). Visa and Mastercard both charge a fee of 1%. Regardless of the type of credit card, this fee is applied to all transactions.



Managing Money as a Foreigner in Denmark: Danish Banking, International Transfers and more




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