Does the surcharge apply only if you tap the card in Australia?

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Some restaurants in Australia have a surcharge if you use a credit card. I've heard from someone who lives in Australia that this surcharge only applies if you tap the card (paywave or paypass), but if you insert the card into the card reader, then you don't get charged the surcharge.

Is this indeed the case in all businesses in Australia? If so, is there any documented proof of this fact?






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How do I avoid Visa surcharge?

1. Cash. The most obvious option for avoiding card surcharges is to use good old cash. For small purchases like coffee or snacks, consider withdrawing a small amount of cash each week from an ATM to sidestep credit card surcharges (and to avoid spending more than you should!).

Do you pay surcharge on debit card?

How much are debit card surcharges? According to the Reserve Bank of Australia (RBA), the cost of processing a debit card transaction is usually quite low. Accepting a Visa or Mastercard debit transaction will typically cost a business around 0.5% of the transaction value.

Can shops charge for using a debit card in Australia?

Accepting a Visa or MasterCard debit transaction may cost a business around 0.5-1 per cent of the transaction value. Credit cards usually have a higher cost for businesses, and may cost up to 1-1.5 per cent for Visa and MasterCard, and between 1.5-2 per cent for an American Express card payment.

Do you get charged for tapping card?

According to the Australian Competition and Consumer Commission (ACCC) deputy chairman Dr Michael Schaper, businesses have the right to charge consumers with a fee for tap-and-go charges, but they can't profit off the charges. \u201cIt can be a bit of a trap here for both consumers and for businesses,\u201d he told the ABC.



How to complete DPD (Digital Passenger Declaration) Australia




Sources: Stack Exchange - This article follows the attribution requirements of Stack Exchange and is licensed under CC BY-SA 3.0.

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