Does one need cash in Australia?

Does one need cash in Australia? - One dollar banknotes placed on table

As far as I understand, most (if not all) places in Australia accept credit cards. But are there scenarios when one would still need cash or when using cash is more advantageous? To be specific, I'm talking about Sydney (+ Katoomba) and Melbourne. Particularly,

  • Are there any places that have a minimum limit that you have to pay in order to use credit cards? If so, what kind of places are these and are they widespread?
  • Do all small Chinese restaurants accept credit cards (which is not the case in the US)?
  • Are there any fees that one has to pay additionally in order to use a credit card in some places (when using a VISA or MasterCard with no FTF)?


Best Answer

While you can get by without using cash for much of the time in Australia, there are exceptions:

  • I have seen places that have a minimum limit for credit card transactions (where there is a minimum, it's often $10 or possibly $20).
  • Virtually every restaurant will accept credit cards. Street vendors might or might not.
  • Some places may charge an extra fee for using a credit card. This, like the minimum transaction limit, should be clearly indicated.



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Do you need cash in Australia?

Travellers can carry an unlimited amount of money into and out of Australia. However you must declare cash in Australian and foreign currency if the combined value is A$10,000 or more, and you must declare non-cash forms of money when asked by an Australian Border Force or police officer.

Is it better to use cash or card in Australia?

Debit Cards This is still considered the most cost-effective way to get cash in Australia. Acceptability: Debit cards not issued in Australia will be accepted at most banks to withdraw cash with appropriate identification (passport and drivers license) during opening hours.

How much cash should I bring to Australia?

You'll need to bring enough cash for the first couple of weeks while we help you open a bank account and get settled. Bring roughly at least $500 per week for costs like food, transport and essentials.

Can I use my debit card in Australia?

Credit cards such as American Express, Bankcard, Diners Club, MasterCard, Visa, UnionPay and JCB are accepted in Australia. VISA or MasterCard can be used everywhere credit cards are accepted.



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