Does having a US drivers' license reduce car insurance versus a Dutch drivers' license in the US?

Does having a US drivers' license reduce car insurance versus a Dutch drivers' license in the US? - Unrecognizable driver in retro car on road near urban buildings

I am currently studying in Buffalo, NY and have no need for a car.
However, I may want to go on a road trip and the end of my stay on the west coast. Will it make insurance cheaper to get a driving licence here if I want to rent or buy a car for 4 weeks? I am in possession of a Dutch driving licence.

Also, do they make a distinction between in-state and out-of-state licences when renting a car?






Pictures about "Does having a US drivers' license reduce car insurance versus a Dutch drivers' license in the US?"

Does having a US drivers' license reduce car insurance versus a Dutch drivers' license in the US? - Focused taxi driver at cab on street
Does having a US drivers' license reduce car insurance versus a Dutch drivers' license in the US? - Taxi driver getting out of yellow cab
Does having a US drivers' license reduce car insurance versus a Dutch drivers' license in the US? - Men fixing problem in motor of car



Do you insure the car or the driver in the Netherlands?

In the Netherlands, insurance policies cover the car rather than the driver. Consequently, anyone with a valid driving license can legally drive your car. However, the person whose name is on the insurance remains legally responsible for any damage.

Do I need a US driver license to get car insurance?

Some insurance companies will not issue insurance policies to drivers without valid U.S. licenses. Without a U.S. drivers' license, insurance companies have a difficult time reviewing your driving history or credit score. Some U.S. insurance companies issue policies for foreign drivers (rates may be higher).

Can I add a foreign driver to my car insurance usa?

Some insurance companies strictly work with U.S. drivers. However, many major companies, including Progressive, are happy to offer car insurance for foreigners in the USA who have a recognized foreign license or an IDP. As long as you have a valid license to drive in the United States, you can purchase car insurance.



Why Driving in Europe is BETTER than America | An American Expat's Perspective!




Sources: Stack Exchange - This article follows the attribution requirements of Stack Exchange and is licensed under CC BY-SA 3.0.

Images: Erik Mclean, Tim Samuel, Tim Samuel, Tim Samuel