Do ATMs at banks in Mexico generally require cards with chips?

Do ATMs at banks in Mexico generally require cards with chips? - Close-up of Coin

Do ATMs at banks in Mexico generally require cards with chips to withdraw cash?



Best Answer

You need to ask your bank if they allow non-EMV transactions, as it is the bank that will refuse the transaction and not the ATM.

All ATMs since the 70s/80s are equipped with the mag stripe readers, and most ATMs have been upgraded to accept mag stripe and EMV cards. So its not the ATM that will reject your card, it is your bank.

You run the risk of automatic rejection if you have a non-EMV card and are using it at a kiosk or vending machine, as these are high risk devices and thus have more stringent controls.




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Do ATMs accept cards without chips?

Can you still pay in store or use an ATM if you don't have a chip card? Yes, merchants and ATMs will continue to accept magnetic strip cards.

How do ATMs work in Mexico?

Most ATMs in Mexico only accept 4 digit PINs for debit and credit cards. If you don't have a 4 digit pin number, speak with your bank before traveling. In Mexico, always choose to be charged in pesos, as opposed to withdrawing in your home currency.

How do I withdraw money from an ATM in Mexico?

An easy way to access money while traveling is to use your debit or credit card in an ATM or cash machine in Mexico: you will receive Mexican currency, and your bank will withdraw the equivalent funds from your account plus a fee for the transaction.

Does Mexico use debit cards?

Luckily, today debit and credit cards are widespread in Mexico and accepted at the majority of large restaurants, hotels, and shops. However, using your debit card may come with foreign transaction fees, foreign exchange fees, and/or withdrawal fees. You can also withdraw money with your debit card from an ATM.



ATM Fees in Mexico Compared




More answers regarding do ATMs at banks in Mexico generally require cards with chips?

Answer 2

I have used both my mag-stripe only card and my chip card this year in Peru, Mexico, Spain, England, Wales, Ireland, and USA. Last year in Canada, Mexico, and Iceland. 2014 in Netherlands and Turkey. Someday, they'll stop accepting mag-stripe, but not yet. You might ask your bank why they are taking so long to make the switch.

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