Credit card name mismatch because of long name
I recently got my first credit card. Now I want to buy a flight ticket. As far as I know airline may want to check my credit card at the airport. Here is my problem. My passport name: Seyedmajid Azimi Gehraz
First word is the first name and remaining is the last name. Since it is a long name, last two characters of last name are missing on credit card. Here is what has been written on the card: Seyedmajid Azimi Gehr
Does this cause problem for me if airline wants to check my card? Or may be renting a car?
Best Answer
My name is so long that even the initial of my first name plus my last name doesn't fit on a credit card. It never gives problems when buying tickets.
But there is another interesting case for people with long names. This relates to the TSA checkpoints in the US, and electronic boarding passes.
When I buy a ticket, they say "the name on the ticket must match your government-issued ID".
Now my government-issued ID has my very long name on it (actually it covers two lines). This cannot work, so the name on the ticket is shortened to
Flor Verylongname Andmore
But even that is too long for the TSA electronic machine, which spits back (from the bar code) that my name is
F VerylongnameAndmo
Then the jobsworth says "I can't tell if this is you because there is only one letter of your first name". And I say "well... get your boss". And then the boss comes, and I get pulled over to the side, and they um and ah, and then I dig up a paper copy of the itinerary from my bag that has my full name, and they go "ah, that's OK".
It has happened to me that the piece of paper was actually for a different flight (date) to the same destination.
So they check "because they have to", not because they really care. And eventually I make it onto the plane.
Flying over 100,000 miles per year you'd have thought it worth my while to change my name.
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What if the name on my credit card is wrong?
Contact your credit card company. Depending on the process the card issuer has established, you may be able to handle the name change online, over the phone or by mail. But some issuers require you to go to a branch office. Your credit card company may also have some paperwork for you to fill out.Does it matter what name is on a credit card?
Answer. No, middle initials or middle names are not required and having (or not having) that information will not cause the credit card to be rejected. Most banks do not require that the name on the card to match the purchaser's name provided by the cardholder.Do I have to change my name on my credit cards?
You also don't have to do anything to change your name on your credit report. Once you have updated your name with the Social Security Administration and with your creditors, the credit bureaus will receive this new information and update your report automatically.Will a credit card payment go through with the wrong name?
I have noticed that once or twice when I may have entered the wrong account name the payment does go through anyway, but don't know if this is true for all providers and systems. Unless there is a dispute by the person whose card you charged and fraud is claimed, you will be fine.Aadhar PAN Name Mismatch: How To Correct Name In Aadhar Or PAN If There Is a Name Mismatch? Tamil
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Answer 2
In terms of paying with a card where the name isn't an exact match... I worked with someone who for nearly a year (in the US) was accidentally carrying his spouse's card... they had different genders (Mr/Mrs), different personal names and he was signing his signature when the card had her name and signature... and no-one noticed. And I regularly pay for purchases for my wife using her card in the UK and Europe and no-one has ever questioned it.
Given my various cards have 'Mr initial initial surname' or 'Mr firstname initial surname' or 'firstname surname'... you could ask your credit card company to issue you a card that has your initial and all of your family name only. But I really wouldn't worry, experience would show it's likely no-one will even notice that two letters of your surname got truncated.
Answer 3
As far as I know airline may want to check my credit card at the airport.
The airline employees don't even glance at the card to verify the name. Instead, they swipe the card in a terminal and verify that the card is indeed the one used for booking the ticket. Some cards don't even have a name printed on them, so confirming the name match would be useless.
Therefore you shouldn't worry.
Answer 4
I very much doubt that this would ever cause an issue because fields are compared with a maximum length.
However, if you are worried, you might like to get your card issued with just your first initial rather than full first name, which will then fit. My card uses first and middle initials and I have never had an issue with it being accepted in Europe, USA, Taiwan or New Zealand.
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