Can I use credit cards without a chip and pin in Sweden?
I only have the magnetic credit cards not the chip/pin card. Can I still use my magnetic card in Sweden? What should I do if I cannot use my card?
Best Answer
I was in Sweden in 2014 with an American credit card, and it was accepted literally every place I used it, both ATMs and shops. (Two different cards.) I don't recall trying an automated ticket dispenser (e.g., bus ticket) which I think would be the most likely to fail.
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Can I use my credit card without chip-and-PIN?
"Chip-and-PIN is more secure since no one can use it without that PIN code, the same way that a debit card can't be used for a transaction without the PIN." \u201c"Chip-and-signature [verification] by itself provides little to no account takeover protection.How can I use credit card without PIN code?
The easiest way to withdraw cash from a credit card without a PIN is to visit a bank that does business with your credit card company, ask the teller for a cash advance, and present your card along with a government-issued photo ID.Can you use a credit card at an ATM without PIN?
Once you choose the ATM you'd like to use, insert the credit card. The ATM may ask for the PIN associated with that card. Since you don't have to use the PIN when making purchases with a credit card, you may not know it.Can you use Visa without PIN?
Some merchants offer Visa's "No Signature Required" service, which helps speed up checkout by allowing Visa Debit account holders to make purchases of up to $25 US (including taxes) without having to sign or enter a PIN. Card-not-present purchases using Visa Debit are also completed without a signature or PIN.We Swapped Credit Cards For A Day
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Answer 2
Lacking a chip is not an issue. Almost all card readers are outfitted with both chip and magnetic strip readers. The only time I've seen a card reader without a magnetic stripe reader was in a food truck.
Not having a PIN is never an issue when there's a sales clerk around. You'll likely have to tell them that you don't have a PIN number (in Sweden, magnetic strip cards have PIN numbers too), but they should be able handle the transaction via a signed receipt instead.
Some vending machines do require PIN numbers (the vending machines used to top up the metro cards, most notably), but you can just visit a nearby Pressbyrån (a chain of convenience stores often located in the metro) or similar store to top those up instead.
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