Can I use a mortgage loan paid by my employer as source of funds for my Uk visitor visa application [closed]

I want to attend 5 days of training in the UK, I have two accounts, in one of my accounts (savings) I transferred a mortgage loan deposit by my employer into my salary account. I intend to use the money for personal development and company setup rather than property. Do you envisage me having any visa challenge with this?

visas uk proof-provenance-of-funds

Best Answer

You’ll have to prove the source of the money when submitting your bank statements Should I submit bank statements when applying for a UK Visa? What do they say about me? If the loan document from your employer says its purpose was for a property purchase then yes, IMHO it will be a problem and will very likely be viewed as a type of funds parking strategy UK Visa Refusal: Provenance of funds/parking

It would be much better from a visa application point of view to be able to demonstrate that you can afford the trip without this money (from salary and savings). This question UK Visa Rejection - Second Time is an example of how closely UKVI can examine an applicant’s financial position.

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How can I show proof of funds for UK student visa?

In order to display exact financial proof, each applicant can do so by means of showing: Bank letter, under you and/or your parents' name. Bank account statement, under you and/or your parent(s)' name. Financial Sponsorship from an international organization approved by UKVI.

Does personal loan affect visa application UK?

Can credit card or personal loan debt affect my visa application? No, if you have outstanding debts in the form of credit cards or personal loans, there is no reason for this alone to negatively affect your visa application.

How much money can you have in your bank account for a UK visa?

You must have at least \xa34,000 in your savings. Anything less than that can raise questions and lead to visa refusal. Again, UK Visas and Immigration does not specify what is acceptable in terms of funds.

How do I prove sufficient funds for visa?

How do I prove that I have enough money to travel? It's simple: Get a bank certificate or bank statement or both. A bank certificate is usually a one-page document that certifies that you have an account with that branch. Often, the latest available balance is indicated.

UPDATE ON UK VISA APPLICATION PROCESSING FROM THE BRITISH HIGH COMMISSION | UKVI | HURRY AND APPLY

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