Are there any Canadian credit cards that offer medical insurance for 30 days for the secondary user?
I've been looking around for a Canadian credit card that offers out-of-country medical insurance for at least 30 days. I notice a lot of cards have 7 days or less. Does such a card exist? A card will realistic policies not one with 30 day coverage with so much red tape that you will never have a successful claim.
Edit: After more research it appears only primary card holders are covered? What I'm wondering is whether there exists a card that covers secondary/additonal users too.
Best Answer
According to creditcards.ca,
ScotiaGold Passport represents the most generous coverage since its no-charge emergency travel insurance lasts for up to 31 days per trip.
and:
BMO World Elite's coverage is capped at 21 days per period of travel, while Aspire World covers 22-day journeys for Canadians under the age of 65
I also found a table comparing cards on rewardscanada:
showing that National Bank of Canada actually has one that gives up to 60 days, among other cards offering 31 days as well.
TheStar also compares a few with some warnings, but once again mentions National Bank of Canada and their 60 day policy.
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Is there any insurance on credit card?
Purchase Protection InsuranceMost cards offer purchase protection coverage. If this coverage is available on your credit card, any item that you purchase using the card is insured against loss or damaged due to theft and fire for 180 days from the date of purchase.What Mastercard has travel insurance?
BMO\xae Mastercard\xae* Travel Insurance- BMO Roadside Assistance.
- BMO Pay-As-You-Go RoadAssist.
- BMO Total Travel and Medical Protection.
- BMO Medical Protection.
- BMO Travel Protection with Trip Cancellation.
- BMO Travel Protection.
- BMO Ascend\u2122 World Elite\xae* Mastercard\xae* 31 Day Medical Protection.
What is payment protection insurance on a credit card?
Credit card protection covers debt on your credit card in the event of: Retrenchment. Disability. Dread disease. Death (including accidental death).Is there travel insurance with Visa?
A notable perk of carrying a Visa Infinite card is that most have added travel insurance coverage. Travel insurance will vary based on what credit card issuer you choose. Some offer a wider range in coverage, while others will offer a higher degree of coverage for each type of insurance.Credit Card RULES That You Need to Know (Canada)
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