Applying for visa uk
I am intending to apply for a UK visa. I note that for proof of funds you need to provide bank statements.
However, I don't own a bank account. I am employed and receive a cheque each month end, which I cash and convert into USD and leave it as hard cash. In line with the requirement of providing a bank statement, I am thinking of opening an account and deposit the hard cash that I have accumulated from my employment earnings hitherto as a lump sum. Will this be acceptable? Or will it be flagged as funds parking?
Would a letter with a detailed explanation of why no account was maintained, have a bearing of getting a favourable outcome? (Cover from the downside of the volatile exchange rate thereby convert it into USD and avoiding the high bank charges for foreign currency bnk account)
Best Answer
Will this be acceptable? Or it will be flagged as 'parking' of funds.
The latter.
Would a letter with a detailed explanation of why no account was maintained,have a bearing of getting a favourable outcome?
Probably not.
It seems you have already been refused once (though you have provided us no details) and despite the Usage guide for [visas] are not inclined to mention your nationality. ECOs are likely to detect such deviousness whatever you put in your letter.
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How do I apply for a visa to the UK?
To apply for a UK visa in the USA you need to:How much money do I need to apply for UK visa?
Money to support yourself You must have at least \xa31,270 in your bank account to show you can support yourself in the UK. You will need to have had the money available for at least 28 days in a row. Day 28 must be within 31 days of applying for this visa.How long can a Filipino stay in the UK?
If you are a citizen of the Philippines and you are planning on going to the United Kingdom, you will need to apply for a visa to be able to enter and stay in the UK. This visa will permit you to stay in the UK for up to 6 months. To apply for a UK visa, you will need to: Research your visa type.Can I apply UK visa myself?
You can apply for a visa for someone else. For example, a relative overseas who does not have access to a computer or your child, if they cannot apply for themselves. You must get permission from the person you're applying for, or written permission from their parent or guardian if the applicant is under 18.UK VISITOR VISA 2020 - HOW TO APPLY - EASY STEPS!| JLANCASTER
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Answer 2
Honestly, the odds aren't really in your favour. As explained by Gayot Fow in this question
Genuine visitors to the UK fit a profile that is not entirely cash based. Moreover, you will find it almost impossible to establish that your cash has been lawfully obtained. Consider opening and using a proper bank account for 12 - 18 months prior to submitting your application.
The fact is, bank statements are the proof of means of subsistence they want - and they want to see multiple statements in order to establish a pattern according to which you receive and spend money over time.
As for cash, one can hardly prove that it has been obtained legally, so while an explanation letter about your income would make the ECO aware of your situation, them merely being aware is not enough to convince them that you qualify for a visa.
Also stated by Gayot Fow in the linked question:
you can get an attestation from your country's equivalent of the UK's Foreign Office that puts forward your circumstances.
If you can get a letter from your country's MFA (ministry of foreign affairs) explaining in detail your employment and economic situation, you should, as it is essentially your only way to credibly demonstrate the source of your funds, given your current circumstances. Even then (as always) it will be up to the ECO's judgment whether you get a visa or not.
If you need to travel to the UK within the next half-year and cannot get a good letter from your MFA, then I strongly advise you to seek the aid of a qualified immigration solicitor, such as through this site
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