A good substitute for bank statement
I made an earlier post about my situation, and basically I couldn't get a bank statement for my account because it would entail being physically present at my bank in the Philippines, and I couldn't fly there because my flights got cancelled. I'm applying for a U.K. visitor visa from Denmark.
Would it be acceptable to submit a pdf file of the transactions on my bank account that I downloaded from my bank's online service? My bank can issue a bank statement through its mobile banking service but for some reason, it can only do so for current accounts; mine's a savings account. The pdf file could only reflect transactions over 90 days, but it does show my stipend credited though in my local currency instead of in US dollar as noted in my pay slips. Would it suffice to pinpoint in a cover letter the matching account numbers on my pay slips and the pdf file as proof of my financial situation in lieu of the bank statement?
Best Answer
I got my visa, which means yes, UKVI did accept a printout of transactions over 90 days on my savings account, which I downloaded online, as evidence of financial means. I did mention the reasons why I couldn't provide a bank statement and that I put notes pinpointing my stipend in the local currency and for which month.
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Quick Answer about "A good substitute for bank statement"
- A government-issued photo ID such as a driver's license, passport, or consular ID.
- Recent proof of income for one month (e.g., pay stubs, profit, and loss statement)
- Recent monthly bank statements for all accounts.
- A voided check.
- A social security number or ITIN.
What can replace a bank statement?
Unlike a bank statement, a transaction history allows you to choose the period you want reflected. For example, you could choose to see all the transactions on your account for the last three months until today's date. Transaction histories tend to be more recent.What is equivalent to a bank statement?
An e-statement is the electronic equivalent of a bank statement. As mentioned above, account holders are given several options to access bank statements. Bank statements can be accessed in print form at a physical branch location or via the bank's online banking system/email.Can I make my own bank statement?
Unfortunately, an account holder cannot make his or her own bank statement and pass it off as an official financial document. Nevertheless, one can use a personal bank statement to use to compare with the official statement issued by a bank or financial institution.Sources: Stack Exchange - This article follows the attribution requirements of Stack Exchange and is licensed under CC BY-SA 3.0.
Images: Pavel Danilyuk, Pavel Danilyuk, Pavel Danilyuk, VOLKAN SORKUN